The Name on the Account

A transfer bounces over “Bob” versus “Robert,” and the owner is furious — the machine is calling him a liar. The hidden hinge of every simple transfer is one boring word: registration. A walk through individual, joint, traditional and Roth IRAs, and UTMA/UGMA custodial accounts — and why the system would rather reject you than guess who you are.

Explainer July 1, 2026  ·  21 min listen  ·  The Transfer Desk, part 2

Listen — 19 min
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The Transfer Desk  ·  3-part series
1 The Machine That Moves Your Money 18 min 2 The Name on the Account 21 min 3 The Dead and the Incorporated 20 min